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Medical insurance: what to ask before you apply

What to ask about benefits, limits and the people you want to insure.

Who needs cover?

List everyone you want to include and ask our team about eligibility and the documents needed for each person.

Understand benefits and limits

Review the approved benefits, annual limits, exclusions and hospital arrangements. Confirm how authorisation works before treatment.

Review before you accept

Read your quotation and policy terms. Ask about anything that is unclear before accepting or paying.